In a recent article posted on eBusinessTweets, Raj Date, executive director of Cambridge Winter Center for Financial Institutions Policy indicates that there will be a lending shortfall for small businesses of as much as $250 billion to $500 billion as the economy recovers.

Mr. Date projected small businesses will likely begin feeling the crunch by mid-year, and it will last for the next two or three years.

“The demand for working capital is going to increase, and it’s exactly at a time when nobody has the finance company or bank capacity to be able to provide it,” he said.

The $500 Billion question: Where do businesses turn if they are unwilling or incapable of waiting two or three years to receive appropriate funding?

The $500 Billion answer: The Private Capital Market.